Portland Bankruptcy Attorneys, Representing Consumers and Debtors in Chapter 7 and Chapter 13 Bankruptcies Portland Bankruptcy Attorneys, Representing Consumers and Debtors in Chapter 7 and Chapter 13 Bankruptcies
Bankruptcy Practice Group

Representing Individuals in Portland, Oregon

Welcome to our mini-site! This site gives useful information about bankruptcy in Oregon. To find out more about consumer law and bankruptcy in Oregon, please visit our main website at www.baxterlaw.com.

This information is presented by the Portland bankruptcy attorneys in the Bankruptcy Practice Group of Baxter & Baxter, LLP, a Portland, Oregon consumer litigation law firm, specializing in credit reporting cases, identity theft cases, and unlawful debt collection practices cases. The Portland bankruptcy lawyers in the Bankruptcy Practice Group of Baxter & Baxter, LLP represent Portland and other Oregon consumers in Chapter 7 and Chapter 13 bankruptcies.

Free Initial Consultation – Stop Debt Collector Calls
Stop Home Foreclosures

The Bankruptcy Practice Group of Baxter & Baxter, LLP represents individuals in Chapter 7 and Chapter 13 bankruptcies. We offer a free initial phone consultation. We can stop collection calls from debt collectors. We can advise consumers whether to file for bankruptcy, and what form of bankruptcy to file. Our rates are competitive, and an uncontested no-asset Chapter 7 bankruptcy can be filed for as little as a $1,250 fee.

The Process of Filing for Bankruptcy

The procedural aspects of the bankruptcy process are governed by the Federal Rules of Bankruptcy Procedure and local rules of each bankruptcy court. The Bankruptcy Code, Federal Rules of Bankruptcy Procedure, and local rules set forth the formal legal procedures for proceeding through a bankruptcy case from start to finish.

Preparing to File

First, a debtor gets all of his or her financial records in order. You should gather the following information and documentation together:

A list of all of your income for at least the last nine months, including: 1) pay stubs; 2) independent contractor payments; 3) interest payments; 4) dividends; 5) annuity payments; 6) settlements; 7) tax refunds; and 8) gifts. This is not intended to be an exhaustive list, and if you have other sources of income, they should be included.

A list of your personal property and its value including: 1) cash, 2) bank accounts, checking, savings, CDs or annuities; 3) valuable household goods; 4) deposits; 5) special value collectibles; 6) clothing; 7) jewelry; 8) firearms and other hobby equipment; 9) insurance policies; 10) pensions and profit sharing; 11) stocks and bonds; 12) tax refunds; 13) spousal support; 14) cars, trucks and other vehicles; 15) real property; and 16) tools of your trade. This is not intended to be an exhaustive list, and if you have other property or things of value, they should be included.

A list of all of your debts and obligations, including: 1) credit cards; 2) personal loans; 3) spousal support; 4) child support; 5) taxes; 6) mortgages; 7) utilities; and 8) rent. Note that not all of these items are dischargeable in bankruptcy. However, if you are having a bankruptcy lawyer prepare your case, he or she will need this information. This is not intended to be an exhaustive list, and if you have other debts, they should be included.

Filing the Petition

The petition is the formal document that is filed with the bankruptcy court to initiate your case. It must be filed using the proper forms and it must contain the proper information, including all of the schedules and papers that are required for the particular type of bankruptcy you are seeking. At the time of filing, the debtor must pay the filing fee, which may vary depending on the type of bankruptcy you are filing.

Meeting of the Creditors

About thirty to forty days after the petition is filed, you will have to attend a hearing presided over by the United States bankruptcy trustee. This hearing is called the First Meeting of Creditors. At this hearing the trustee will ask the debtor specific questions under oath regarding the content of the petition, schedules, and other papers, assets, as well as income, property, debts and other matters. After the trustee is done, your creditors will be permitted to question you.

Discharge

Under normal circumstances, the bankruptcy court will automatically issue the discharge sixty to 90 days after the First Meeting of Creditors. In some cases, particular creditors may file motions with the bankruptcy judge, or in rare cases, initiate an adversary proceeding against a debtor. A qualified bankruptcy attorney can represent you in these situations. Once the discharge order is entered, depending on the type of bankruptcy that you have sought, your bankruptcy case will be complete, and the case file closed.

Call today for a free consultation and speak to a Portland Oregon bankruptcy attorney today! Call today for a free consultation and speak to a Vancouver WA bankruptcy attorney today!

Information about Bankruptcy in Portland, Oregon

To speak with a Portland, Oregon bankruptcy attorney, call Baxter & Baxter, LLP, at (503) 297-9031.

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Visit Legallawhelp.com for legal help and bankruptcy law information on chapter 7 bankruptcy, chapter 11 bankruptcy, chapter 12 bankruptcy, chapter 13 bankruptcy, filing bankruptcy, lawsuits and bankruptcy, medical bills and bankruptcy, bad checks and bankruptcy, foreclosure and bankruptcy, taxes and bankruptcy, bankruptcy attorneys and more.

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 Portland, Oregon 97225

 503.297.9031

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